About ApplyRight
We help non-US residents and previously-rejected founders open US business bank accounts — getting it right the first time, without wasting applications.
Why we exist
Most non-US founders apply to a US bank using year-old advice from Reddit, get rejected, then panic-apply to three or four more in the next week. But a business rejection almost always comes down to a business or document mismatch — without fixing the cause, the next bank says no for the same reason, and the shots are gone.
We've watched this happen to too many founders over the past 2 years. So we built a service that does the opposite: assess your profile first, then get the right bank right the first time — instead of burning through banks before you've found the cause.
We don't do LLC formation, tax filing, or financial advice. We do one thing: bank account applications, with a current understanding of every major US neobank's 2026 policies.
How we work
We pre-screen before charging
If we don't think we can help you, we tell you upfront — before payment.
We update policies weekly
Bank requirements change constantly in 2026. Our knowledge base updates in real time.
One bank at a time
We never apply to multiple banks simultaneously. We get your strongest match right first, instead of repeating the same problem at bank after bank.
You pay only when we succeed
We charge nothing until your account is actually open. No approval, no fee — our incentives are fully aligned with yours.
Our methodology
Most rejections aren't bad luck — they're avoidable. Our whole method is built around getting each of those avoidable pieces right.
We pre-screen before we take your money
Before accepting a case, we assess your profile — nationality, entity, industry, address type, banking history — against each bank's current eligibility. If the odds aren't there, we say so up front and tell you what to fix first (an EIN, a real web presence, an address change). We'd rather lose a sale than burn an application you can't get back.
We keep 2026 policy knowledge current
Eligibility rules move constantly. Relay stopped accepting virtual and registered-agent addresses. Wise tightened KYC after a FinCEN penalty. Mercury raised its bar on “thin” business profiles in early 2026. We track changelog announcements weekly and verify them against live applications, so your submission is measured against this week's rules — not a year-old forum thread.
We apply sequentially, never scattershot
We never fire off applications to several banks at once. A business rejection almost always comes down to a business, industry or document mismatch — apply everywhere simultaneously and you just repeat the same mistake and burn shots you can't get back. So we apply to your single strongest match first, wait for a real decision, fix whatever caused a no, and only then move to the next. One at a time, never scattershot.
We focus on one thing
We don't do LLC formation, tax filing, or financial advice. We do bank account applications, with a current understanding of every major US neobank's 2026 policies. Narrow scope, done well.
Owner note: replace this block with a short founder bio and any real credentials or press once available.