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Ramp

Bank

Corporate cards + spend management for scaling US companies.

Official site

(ApplyRight field notes are being written)

Eligibility at a glance

Requires SSN
No
Overseas operating address
No
Intl wire (out)
Free
Virtual cards
TBD
Account manager
None

Best for

  • US-operating, venture-backed or scaled companies
  • Teams wanting cards + spend management + 1.5% cashback

Where it falls short

  • Needs ~$25,000 US bank balance + mostly-US operations
  • US physical address only (no virtual / PO Box)
  • Not for sole proprietors or early-stage non-residents

Restricted countries

CubaIranNorth KoreaSyriaRussiaBelarusMyanmarVenezuela

Restricted industries

CannabisAdult contentGamblingFirearmsMoney services (MSB)Crypto exchangeShell companies

Documents to prepare

  • A US-registered company (LLC / Corp — no sole props) + EIN
  • An ITIN or the owner's passport
  • A real US operating address (no virtual address / PO Box)
  • A US phone number
  • Roughly $25,000 in US bank balance + mostly-US operations
  • A business description
Open the full checklist →