Found

Eligibility at a glance

Requires SSN

Yes

Overseas operating address

No

Intl wire (out)

—

Virtual cards

TBD

Account manager

None

Best for

• US freelancers, sole proprietors and the self-employed
• Anyone who wants built-in invoicing + bookkeeping + tax tools

Where it falls short

• US residents with an SSN only — NOT available to non-residents
• No ITIN or passport option
• No international wires

Restricted industries

Documents to prepare

• US residency + an SSN (required; no ITIN or passport option)
• A US business or sole proprietorship (sole props supported)
• A US physical address (no virtual address)
• A US phone number