Lili US account, handled for you
Lili is one of the few US banks whose whitelist explicitly supports China-based owners. Features are basic — best for individuals or small teams who just need a simple US account on a budget. We can apply for you — a free check first.
Why non-residents get stuck applying to Lili
Not sure your nationality is on the whitelist
Lili only opens to certain countries and the list changes — applying when you're not on it is largely wasted effort.
Basic features may not be enough
Lili leans personal / small-team; complex needs (sub-accounts, FX, API) may not fit — the wrong pick means starting over.
Paid tiers you may not need
Lili pushes paid tiers, but the free tier may be all you need — unclear, and you overpay.
Long form, documents fall short
Lili's form is tedious, and vague descriptions or incomplete documents can still get you declined.
What we do for you
Pre-check & pick the bank
We check whether your nationality and business suit Lili — or whether Mercury fits better — so no attempt is wasted.
Prepare & review documents
We get your ID, company details and business description in line with Lili's current requirements.
Apply, correctly
We guide or complete each field with you, avoiding document and description pitfalls.
Advise on the right tier
We help you judge whether the free tier is enough or a paid one is worth it — not led by the upsell.
How it works
Tell us your situation
A short form: nationality, company status, business, budget. Free.
We assess & advise
We review it, get back to you, and tell you whether Lili fits or another bank is better.
Prepare & submit
We get the documents right and submit to Lili properly.
Follow through to approval
If there are follow-ups, we stay with you until the account is live.
Why us
- We know Lili's whitelist and where it fits — and we'll tell you if it doesn't suit you
- We help you judge whether the free tier is enough — not pushed into paid
- We handle Mercury and more — one stop, no trying each bank yourself
- If it won't work, we'll tell you straight — no charging you for nothing
Service tiers & pricing
Priced by depth of service, not by which bank you pick — one bank is the Essential tier.
Have a US company and just want one bank done right? We handle the one you pick — most choose Mercury, but Relay, Lili or Slash work too.
- Eligibility pre-check
- We apply to 1 bank (your pick — usually Mercury)
- Document audit & prep
- We handle the bank's follow-ups
- You provide your own company website & domain email
- No approval, no fee
End-to-end — with a backup bank if the first one declines.
- Eligibility pre-check
- Apply to 2 banks (primary + backup)
- Company website + domain + email, built for you (boosts approval)
- Document audit & preparation
- We handle the bank's follow-up questions
- Daily progress updates
- 30 days of post-approval support
- No approval, no fee
No US company yet? Wyoming LLC, EIN, and multiple bank accounts — all handled.
- Wyoming LLC formation (no state income tax, privacy)
- EIN registration
- Company website + domain + email, built for you
- Open 2–3 banks (primary + backups)
- Full document preparation
- Extended post-approval support
- No approval, no fee (on the banking step)
FAQ
Can China-based owners open Lili?+
Lili's whitelist includes China (it's one of the few banks that explicitly does), but it depends on your specifics — the free check confirms first.
Lili or Mercury?+
Mercury is fuller-featured and more general; Lili is basic and suits simple needs on a budget. The free check helps you decide.
Does Lili cost money?+
Lili has a free tier but pushes paid ones; we help you judge whether free is enough so you don't overpay.
How long does it take?+
Once documents are ready, usually a few business days to a couple of weeks, depending on review — we don't promise an exact time.
What does it cost?+
The eligibility check is free. Pricing depends on your situation and is quoted clearly after the check.
Two minutes to see if Lili fits
Free check, or just tell us your situation.