Mercury business banking, done for you
No SSN, no US address, or rejected before — that's fine. We specialise in getting non-US founders approved for a Mercury US business account: a free check first, then we apply for you, correctly.
Why non-residents get stuck applying to Mercury
One wrong field = rejected
Following an outdated guide, one inconsistent or wrong field gets you auto-declined — with no clear reason why.
Unclear what Mercury wants
Requirements for address, proof of operations and business description keep changing — guess wrong and you waste an attempt.
Stuck after a rejection
A past rejection gets taken into account; reapplying blindly is risky. You need the reason first, then a new approach.
Language & documents fall short
Your business description should be in clear English showing real substance — vague or literally-translated copy reads as suspicious.
What we do for you
Pre-check & pick the bank
We assess whether you qualify, how solid Mercury is for you, and whether a backup should go first — so no attempt is wasted.
Prepare & review documents
We get your formation docs, address and business description in line with Mercury's current requirements.
Apply, correctly
We guide or complete each field with you, avoiding the small mistakes that trigger an instant decline.
Recover from a rejection
Rejected before? We diagnose why, adjust the strategy, and help you reapply or switch to a better-fit bank.
How it works
Tell us your situation
A short form: nationality, company status, business, any past rejection. Free.
We assess & advise
We review it, get back to you, and tell you what to open and how.
Prepare & submit
We get the documents right and submit the application properly.
Follow through to approval
If there are follow-ups, we stay with you until the account is live.
Why us
- Mercury is our main specialty, and we also handle select alternatives like Relay, Lili and Slash — not a do-everything middleman
- We track Mercury's latest fields and policies — guides go stale, we don't
- We have a recovery path after a rejection, not just one shot
- If it won't work, we'll tell you straight — no charging you for nothing
Service tiers & pricing
Priced by depth of service, not by which bank you pick — one bank is the Essential tier.
Have a US company and just want one bank done right? We handle the one you pick — most choose Mercury, but Relay, Lili or Slash work too.
- Eligibility pre-check
- We apply to 1 bank (your pick — usually Mercury)
- Document audit & prep
- We handle the bank's follow-ups
- You provide your own company website & domain email
- No approval, no fee
End-to-end — with a backup bank if the first one declines.
- Eligibility pre-check
- Apply to 2 banks (primary + backup)
- Company website + domain + email, built for you (boosts approval)
- Document audit & preparation
- We handle the bank's follow-up questions
- Daily progress updates
- 30 days of post-approval support
- No approval, no fee
No US company yet? Wyoming LLC, EIN, and multiple bank accounts — all handled.
- Wyoming LLC formation (no state income tax, privacy)
- EIN registration
- Company website + domain + email, built for you
- Open 2–3 banks (primary + backups)
- Full document preparation
- Extended post-approval support
- No approval, no fee (on the banking step)
FAQ
Can non-US residents open Mercury?+
Yes. Mercury accepts non-residents opening for a foreign-owned US LLC / Corp, and does not require an SSN — the key is getting the entity and documents right.
Can I open without an SSN?+
Yes. Mercury doesn't require an SSN — a passport and other ID work; an ITIN helps but isn't mandatory.
How long does it take?+
Once documents are ready, usually a few business days to a couple of weeks, depending on review — we don't promise an exact time.
Rejected by Mercury — can I reapply?+
Often yes, but only after understanding why you were declined — reapplying blindly can backfire. We diagnose first, then decide.
What does it cost?+
The eligibility check is free. Pricing depends on your situation (existing company, past rejection, etc.) and is quoted clearly after the check.
Two minutes to see if you qualify
Free check, or just tell us your situation.